Strategic Tax. Built to Help You
Earn, Invest & Scale — Tax Efficiently.

Marshall CPA was built from firsthand experience inside tax, business, and real estate.

Terrence Marshall attended the Lazaridis School of Business and Economics at Wilfrid Laurier University in Waterloo, completing multiple co-op placements with the Canada Revenue Agency in both income tax and GST/HST audit divisions. He later trained in public accounting at firms including BDO and Crowe, earning his CPA designation.

But the real foundation was built outside traditional accounting paths.

As the son of immigrants, Terrence was introduced to real estate investing early. His first insight into property as an asset came when his father converted their family's first freehold home in Canada into a rental property after moving to another residence. He took interest in managing that rental, shaping how he would later think about leverage, structure, and long-term wealth building.

At 19 years old, before becoming a CPA, he set out to start a business. The only skill he had at the time was lifeguarding and swim instruction — so he built a swim school around it, learning early what it means to manage payroll, expenses, tax obligations, and cash flow as an operator.

Alongside his professional path, he continued building in real estate — completing duplex conversions, developing an Airbnb property, building out a commercial office, and ultimately obtaining his real estate licence. That experience allows him to approach real estate decisions from both sides of the table — as an operator managing risk and cash flow, and as a CPA structuring for tax efficiency.

After earning his CPA designation, he built and now leads Synergy Real Estate, a team that has served hundreds of families, landlords, and investors in buying, selling, and scaling property portfolios.

Through that combined experience, one pattern became clear:

Most people were making major real estate and business decisions without integrated tax strategy, while operators struggled to find accountants who understood real estate beyond surface-level reporting.

Transactions were happening. Properties were being acquired. Rental income was being generated. But structure was missing.

Marshall CPA was built to close that gap.

Marshall CPA integrates tax strategy with real-world business and real estate execution.

Here, tax preparation is structured around how you actually earn, invest, and scale.